Sensei Michael Investments

My portfolio is now ahead SGD243.60 (I included the bank charges that I incurred when I first entered into this HYIP), 10 months into my investment. Things have been going well so far but my antenna is still up. I suppose many years of playing with HYIPs (and actually running one) made me so. It needs a certain kind of personality to survive the world of HYIPs. The HYIP I am investing with now has dropped its previous payment processor (which allowed us to directly send our investment by bank telegraphic transfer) and started using BitCoins. To me, this signals an attempt to avoid anti-money laundering efforts. Previous HYIPs used e-gold to avoid anti-money laundering scanning by financial institutions, which created tons of problems then as hackers attacked the e-gold accounts and removed the gold. BitCoin, however, has physical wallets, which is actually a 2FA system where you cannot hack and access the BTC (acronym for BitCoin) without physically controlling the dongle as well. And

Just applied to withdraw another USD200 for this monthly payout. Unlike some of my fellow investors, who aggressively market this product to gain from the binary payout option (investors also gain from the payouts of those below them, in a form of MLM), my insistence on telling my prospects of the risks involved in this product (and the nature of investment products) mean that my leverage has not been as good as those who roped in tons of downlines. I am fine with that, but am also frustrated at how many of my fellow men could not see the importance of a salary hedge, could not see how the risk of losing the USD1300 is actually less than the risk of not investment (it is a mindset issue), and could not see how an investment product, while different from a health product, is still a viable product after all. Risk management itself is an important part of modern financial prudence. Why do we pay to buy insurance, in the hope that we do not need to use it? The concept of risk management c