Sensei Michael Investments

I got my sixth payout last week. So far the HYIP has been doing as promised, delivering payout after payout. Again, I am seeing for myself why the rich is getting richer . There are those who can afford to take the risk. There are those who cannot afford to do so. I remembered a time when, even those I got salary increments, the amount of real money I get is constantly going down - because the cost of living outpaces my salary increases. I used to be paid in USD, but spent in RMB and paid loans in SGD. It was extremely painful watching the USD slide back in 2004-2010, wiping out my minor increases of a hundred or so USD each year. It was also a time when a bowl of noodles rose from RMB6 to RMB10, and groceries rose from RMB100 a week to RMB200. It was crazy then. Even right now, here in Singapore, where many of my peers are getting paid in SGD and spending in SGD, we see the costs of living outpacing our salary increments every year. In fact, some of my friends have not received salary...

I got my fifth payout this week. By now, with my own downline and the spillover effect of a binary matrix, I am getting more than the 12% ( actually 7.4% if you do the math) promised me. Do I still think this is a high-risk venture? Yes, by its nature it is a high-risk venture, but it is a venture that banks and hedge fund traders are doing day-in and day-out. And the risk factor is the reason I believe why many rich are getting richer. They can take risks that "mere mortals" cannot. To put things in perspective, can anyone afford to lose USD1 for a super-low chance to win USD1 million? Most people will shrug and put in the money. We call this the lottery. The lottery sells hope to those who participate in it, because the loss is insignificant but the possible gains are large, even though the probability is less than 1-1. Can many people afford to lose USD1300 for a 7.4% monthly income, but with the chance that any moment they may lose that USD1300 totally and not recover it...

The company that offered the high-yield investment is a FOREX broker, and so when we lent our money to them to invest, we naturally get account statements from them regularly regarding how our account is doing. These statements have been a point of contention and much jitters, because of how the capital kept depreciating from trading losses. The company's trading robot trading for our account appears to be trading not just for our account, from the way the activity works. Each account appears to be trading as part of a larger system, but the experience of many of our fellow investors also concur with me - the trading robots are generally losing. This apparently is not where the FOREX broker is making their money. Most FOREX bucket shops make money themselves by churning their clients account, not caring whether the account makes money, as long as commissions are being earned. This is the appearance of things in the account, and were it not for something that is promised and has act...

I have got a fourth payout this week. So far this HYIP has been keeping their promises of the monthly payout. As for capital protection, I suspect I can only find out once the year is up. The trading robot used to trade the account for us is quite weak. I see more losses coming from it than wins, but the company has just reconfigured their robot. I am still waiting to see how it will perform. While I am aware that both the HYIP and I do not really earn from the trading (and they have been transparent with us over the losses being made), it would be nice to know that the trading robot has been programmed to win rather than to trade. This has been the strangest HYIP I have ever encountered. Most HYIP will put up fake statements and entice people to put in more money. This one shows the real thing (losses), has horrible customer service, has a relatively high initial investment in the HYIP world (USD1300) and actually caps investments (you cannot put more than USD10,000 with them). It has...

I applied for my third payout this month, boosted a bit by the two downlines that are under me (both introduced by my wonderful upline, because I am still building my cases to reach out to my contacts and convince them of this wonderful financial investment). As expected, my downline commented on how the Forex company is a poor communicator, sending confusing messages with their trading reports. I agree with this aspect, and perhaps that is why they use an MLM system to get investors. The uplines are expected to be their sales and support staff. It is a very remarkable way of getting things to work indeed, seeing that their customer service (whatever little there is), is really bad. Another aspect of customer service breakdown that my Malaysian investors have been going through is that of their country's Introducing Broker. The volume of transactions are huge over that market, with hundreds of thousands moving through the system. To avoid issues with banks shutting them down over m...

I have just received my second 11% payout from my account with this Forex firm. My uplines are on their 8th payout already, and since they are extremely active with securing downlines, they get bonuses from their downlines' activity too. I have also received my second downline, also referred to by my upline. The Forex firm understands how Amway and other MLM companies work, and is using this model to increase the amount of money they have to trade and make profits with. Unlike other Forex investments, this one is passive from the investor's point of view, and professional fund managers manage the investments. I shall describe how the issue of "churning", the bane of most Forex investors in the past, is dealt with in this Forex firm in another post. This investment is looking good so far!

I have just applied for another monthly withdrawal of my 11% of USD1000. Since we need USD300 to put aside (considered part of the capital, which we can withdraw were we to close the account) to open the account, and this USD300 is not considered in the 11%, our actual monthly returns is 8.46%. If there is one thing I do not like about the HYIP, is how they do not "tell it like it is". Instead of proclaiming returns of 12% monthly, and then mentioning that it is based on the USD1000 trading capital, and that there is a monthly maintenance fee of 1%, why not just tell us it is 8.46% per month? The returns are still very fantastic, especially when you understand that most stocks give only about 8% per year on average. The poor customer service of the FOREX company also meant that Introducing Brokers are necessary. They are essential remitting agents dealing with the FOREX company, and each country has its representative IB. The one I deal with in Singapore gives me rates of 1.4...